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  • 100% Personal Loans

  • Every $10k as low as $89/month

  • Fixed Rates as Low as 2.99%

  • Terms up to 20 Years

  • Fund ANY Project within 48 hours

  • Loans up to $250,000

We Are Here For You

Remodeling your kitchen, bathroom, or any living space is an investment in your home and your lifestyle. So, how do you finance that investment? Most of us do not have liquid cash on hand to fund a major remodel. If you do, this is an ideal scenario, but if you do not there are still many ways to fund your home remodeling project.

Let our team partner with you to develop a remodeling budget, and to help you understand the financing options and find the most favorable rates for home renovation loans.

financing remodel


With your budget in hand, the team at Edesia Kitchen & Bath Studio is ready to work with you in identifying the latest, most favorable lending options that are right for you.

Let us put our knowledge and expertise to work so we can help you get started on the path to your newly remodeled space. 

Learn About Financing Options
There are several different options for financing a home remodeling project. It helps to understand the possible avenues for accessing funds, what the requirements are for each, and how the interest rates differ for each option.

Credit Card Line of Credit

Most credit card companies will offer you a card with a line of credit up to XXXXX, but with rates averaging 16-17% this is the least favorable option on the market due to the high-interest rates.

Personal Loan

A personal loan can be quite effective if you have an excellent credit history and FICO score. It does not require collateral, so you are not required to put your home up as security, but rates offered will depend on how good your FICO score is.

Home Equity Loans

This is a loan you take out using your home’s equity as collateral. Since you are using your property as collateral you can borrow money at a fixed rate that is lower than most other types of loans. You get all money upfront and pay it back in installments plus interest. Typically, home equity loans average 5-6% interest rates, though some can be lower.

Home Equity Line of Credit

This option also uses your home as collateral but rather than getting all funds up front, you borrow the money as you need it, up to a maximum line of credit value. Consider this option like a credit card, but where your home is collateral, and the rates are much more favorable.

Another option is to refinance your mortgage and combine it with your home improvement costs into a new mortgage. Your new mortgage calculation will be based on the value of your home post-renovation, which means you can borrow more and get more favorable terms.
financing remodel

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